Services & Benefits Mayes Financial Planning is a Fee-Only financial planning and Registered Investment Advisory firm in Carlsbad, CA. The firm specializes in providing Fee-Only hourly financial planning services and investment advice to individuals and families from all walks of life. We work solely for our clients: as a Fee-Only advisor, potential conflicts of interest regarding compensation are removed. Clients have the flexibility to engage us for one-time reviews, periodic check-ups, or for a second opinion. Whether you are building assets for the future - or seeking to protect, enjoy and pass on those you already have - Mayes Financial Planning can help you along the way. ● ● ● Your financial questions may include: When can I retire with enough money to maintain my standard of living? Can I afford to buy a house? Am I better off leasing or buying a car? What types of investments should I own? Have I made the right choices? Is my spending in line with my income? How can I get relief from my debt? Is there anything I should be doing to minimize my taxes? How will we afford a college education for our kids? Is my family's financial future secure if something happens to me? What should I do with the distribution from my 401(k) or IRA? What are the financial implications of a job or marital status change? As your financial coach, we will help you: Simplify and organize your financial life Keep and enjoy more of what you earn Build a more secure financial future Worry less and dream more Increase time for your most important things Realize your most cherished life goals An initial engagement might include development of a retirement projection with recommendations, a review of your portfolio allocation, and specific investment recommendations. You may also want help to develop a college funding plan, review your insurance coverage, or other areas, either in the initial engagement or in a follow-on review. Fees generally run from $700 to $3000, with a typical initial engagement in the $2000 range. We can prioritize the areas of greatest concern to you and address these issues first. Follow-on reviews and updates to your financial plan are typically a fraction of the initial fee. The peace of mind that you can achieve by having a detailed financial plan and following it to attain your longer-term goals can be priceless. In addition, this investment in planning can save you thousands of dollars over the long term in reduced fees and commissions, lower taxes, and in minimizing the cost of bad decisions. Why not start now? Please read the How We Work section for more information on the planning process - then click the Contact Us page or call us to schedule a no-obligation Get Acquainted Meeting.