Mayes Financial Planning in the news … AARP The Magazine web site, May 18, 2009.  Big Nest, Little Nest Egg.  Money Makeover for AARP The Magazine, with 5 minute video, client story, and financial plan summary.  "The Sekis can achieve a reasonably secure retirement, says Rick Mayes of Mayes Financial Planning in Carlsbad, California, but they need to save as much as possible over the next eight years and, after a few investing missteps, they should watch out for any new potholes on the road to success."  Also, watch for the video segment to be shown on an upcoming program of "My Generation" on the Retirement Living TV network.  (read more) North County Times, March 22, 2009.  Counselors say budgeting can limit pain of layoffs.  "Rick Mayes, a financial planner in Carlsbad, advises workers to put at least 10 percent of their wages into a rainy day fund.  ... It doesn't include what they might be saving for a new car, a house, or other purchases, nor the 10 percent to 15 percent he said they should save for retirement." (read more) North County Times, November 5, 2008.  What businesspeople want from the new president.  Rick Mayes, owner of Mayes Financial Planning in Carlsbad, said the next administration should have two goals .. "there needs to be a priority on stimulating the economy ... with a longer-term focus on getting the budget deficit under control ..."  (read more) North County Times, September 15, 2008.  North County Financial Advisers Calm Nervous Clients.  "We just keep the ship moving ahead and make sure they're diversified enough to not get hurt too much by any one sector," ... said Rick Mayes, founder of Mayes Financial Planning in Carlsbad.  (read more) North County Times, August 20, 2008.  Town Hall discusses I.O.U.S.A documentary.  Rick Mayes, Carlsbad financial planner: "The more that we create the financial discipline at the individual level, it will create a groundswell that will shine the spotlight on the federal government as well." (read more) North County Times, January 23, 2008.  Investment Managers: Don't Panic.  "It does raise some concerns," said Rick Mayes, a Carlsbad financial adviser.  "But we're always trying to prepare in advance for living through these things." (read more) San Diego Union-Tribune, October 14, 2007.  Couple on Road to Retirement Destination.  Money Makeover for the San Diego Union-Tribune.  “Rick [Mayes] made us feel very confident about the way we're going into retirement, and it was an experience that got us to draw information together and really start to look at our budget. We're realizing that you have to spend less money when you have less to spend.”  The article features a Money Makeover for Sandy and Tom Garcia with a financial plan and recommendations by Rick Mayes.  (read more) Military Officer, MOAA, November 2007.  Financial Tuneups.  "After working through the planning process, Mayes offered several solutions to help the Turners. He proposed they prioritize available cash flow, following a schedule put together to focus on the most important priorities. ... Mayes also recommended they refinance their mortgage and HELOC balance after the prepayment period expires in six months."  (read more) Oceanside, CA, October 3, 2007.  The Oceanside City Council issues a proclamation for financial planning week, October 1-7.  Rick Mayes, representing the San Diego Financial Planing Association, accepted a proclamation for Financial Planning Week from Mayor Jim Wood.  Claudia Klaus was also on hand from the FPA of San Diego.  Oceanside and the FPA support educating individuals and families to use the power of financial planning to achieve their dreams and goals. (see photo) North County Times, February 18, 2007.  Borrowers Advised Against High-risk Loans.  "Rick Mayes, a Fee-Only financial planner in Carlsbad, said that borrowers should be extremely wary of deals that are too good to be true, because lenders will make money from the deal." (read more) Kiplinger’s Personal Finance, Sep 2006. Sometimes it Makes Sense to Rent. "Should a young couple stretch to buy a house in Southern California? Not in this case, says Rick Mayes ..."  (read more) North County Times, February 23, 2006. Patriot Scientific Stock Soars on Licensing Deal. "Rick Mayes said the potential for future gains is limited …" (read more) Kiplinger’s Personal Finance, Feb 2006. Partners in more ways than one. "Should two young doctors scramble to wipe out their debt early? No, says Rick Mayes ..." (read more) North County Times, July 9, 2005. Local Residents Allege Elder Scam. "Here are some dos and don’ts from Carlsbad Fee-Only advisor Rick Mayes …" (read more)  Research Magazine, Apr 2005. Even Small Businesses Need to See the Big Picture. This article, authored by Rick Mayes and Marie Swift, highlights six key areas of financial planning concerns for small business owners … (read more) ● ● ● Garrett Network in the news … Network's Advisers Charge by the Hour, San Diego Union-Tribune, December 30, 2007.  "Sheryl Garrett runs a nationwide network of financial planners catering to an underserved market: middle-income people who want to pay an hourly fee for unbiased, occasional advice..." (read more) Popular Journalists Hail Commission-Free Service Model and the Benefits of Hourly, As-Needed Services … (read more) ● ● ● NAPFA in the news … Summary of Recent articles in the press about NAPFA … (read more) Focus on Fiduciary. NAPFA has a national radio and print media campaign to educate consumers about the importance of having a financial advisor who is a Fiduciary.  See an example ad here highlighting the importance of this concept to you.  Additional information is available on the NAPFA Focus on Fiduciary Web site.