Background Rick Mayes, CFP®, MBA, is the Principal Advisor and owner of Mayes Financial Planning, an independent Fee-Only financial planning firm in Carlsbad, CA. Rick founded the firm in 2004 to provide individuals and families from all walks of life and income brackets with professional advice on a wide range of financial matters, without a sales pitch for a financial product. “My priority is to develop a financial road map to his clients’ financial goals, and simplify complex issues into straight-forward, understandable decisions.” Rick is a CERTIFIED FINANCIAL PLANNERTM practitioner, having completed the professional education program at the College for Financial Planning, passing the two-day CFP® board of standards exam, and having the requisite experience in personal financial planning. He also has a broad business and financial background including an MBA degree from USC and years of experience in the technology industry. Rick has been quoted in Kiplinger’s Personal Finance, Consumer Reports Money Advisor, and the North County Times; completed Money Makeovers in the San Diego Union-Tribune and AARP The Magazine; published an article on planning for small business owners in Research Magazine; and been featured in the "My Generation" TV show.  Mayes Financial Planning is a Registered Investment Advisor in California. Mayes Financial Planning is also a member of organizations that support the highest standards in financial planning. This includes NAPFA (National Association of Personal Financial Advisors), the Garrett Planning Network, and FPA (Financial Planning Association). For more information on the value of the standards supported by these organizations, see the Affiliations page. Rick is committed to adhere to the CFP® Board's Code of Ethics and the NAPFA Fiduciary Oath. For a further description, please review our Code of Ethics. ● ● ● In his former career, Rick was a senior executive with Hewlett-Packard and other high-technology companies for 25 years. He has an MSEE degree from Stanford University and BS degrees in Physics and Math from New Mexico Tech. Rick also was in the US Navy for 4 years, including a tour of duty on a destroyer. As a husband and father of three, Rick has been budgeting, saving, and investing for three decades. He knows the challenges of funding college educations, saving for retirement, managing investments, selecting insurance and developing estate plans. His goal is to make achieving your goals a reality for you. Additional information is available on the advisor interview questionnaire forms that have been developed by the Garrett Planning Network and NAPFA. *CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc.