Affiliations To provide you with objective advice that you can trust, we are committed to these principles: Personal planning tailored to your situation and goals; no cookie cutter plans. Fee-Only practice, to provide the best objective advice for your benefit; we do not sell securities or insurance. Comprehensive view of your situation, even if we only focus on one or a few topics. Services on an hourly basis, so you only pay for the advice your need; we do not charge a retainer fee or percentage of assets under management. No asset or income minimums; professional advice is available to anyone. Committed to the highest ethical and continuing education standards. ● ● ● We are a member of these organizations that strongly support these principles: NAPFA (National Association of Personal Financial Advisors) members practice Fee-Only financial planning which is client-centered, objective and ethical. As a member Fee-Only advisory firm, recommendations are untainted by any type of compensation received from vendors of financial products, including investment funds, insurance companies, and estate attorneys. Fee-Only advisors provide consumers and institutions with comprehensive and objective financial advice, keeping only the best interests of the client in mind. The members of NAPFA subscribe to a strict fiduciary oath, and are required to fulfill the industry’s highest level of continuing education requirements. The Garrett Planning Network is the nation's premier network of professional Fee-Only advisors dedicated to providing independent, objective financial planning and advice to people from all walks of life, on an hourly as-needed basis. Many other financial advisors accept clients only if they meet certain income and net worth requirements. Garrett Network members believe that professional, objective financial advice is something all Americans need, at least periodically, to build the brightest financial future. The Financial Planning Association (FPA) is the membership organization for the financial planning community. Its members are dedicated to supporting the financial planning process in order to help people achieve their goals and dreams. FPA believes that everyone needs objective advice to make smart financial decisions.